Financing through Synchrony Financial (formerly GE Capital), a leader in consumer financial services with 80 years of retail heritage, is one more service we can offer you to ensure a satisfying shopping experience. Yankee Mattress offers both a 6 and 12 month payment option with 0% interest if paid in full. 

Q:  How do I apply?
You can apply online by clicking the "Click HERE to apply now" button above, or applications can also be completed in-store.

Q:  What do I need to fill out an application?
Synchrony Financial requires two forms of identification to apply for financing. One of these is a state or government ID (drivers license). The second can be a credit/debit card. Synchrony also asks for the monthly net income (after taxes) of the signee.

Q:  How long do I have to pay off the balance?
Yankee Mattress offers both 6 and 12 month, interest-free (if paid in full) financing for qualified individuals. *Purchases of $999 or more qualify for 12 months. *For purchases of $998 and less, 6 months is offered. *Purchase amount does not include tax, delivery or removal costs*

Q:  What is 0% interest 'if paid in full'?
If the total balance is paid off by the end of the 6 or 12 month promotional period, no interest is charged. This is commonly referred to as "same as cash" financing. If the balance is not paid in full by the end of the period, interest is charged based on Synchrony Bank's current interest rates.

Q:  Will applying hurt my credit score?
Synchrony Financial does do a credit check during the application process. This is considered a "soft" credit check, which many consumer credit reporting agencies do not consider in their scoring.

Q:  Can I finance half of the purchase and pay the other half with cash or credit card?
Yes. You can choose to finance any amount you'd like and pay the remainder in cash, check or credit/debit card.

Q:  How do I calculate my monthly payments?
A:  You have the option to pay as you see fit. As long as the balance is paid before the end date there is no interest. If you'd like to split the balance into equal monthly payments, take the total amount financed and divide by the number of months offered. For example: Amount financed is $1,000 with 12 months to pay it off. This would equate to a monthly payment of $83.33.


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